How to tell if a payment site is secure

When you read things about security such as SSL and https, it all may seem too techie for you. What safety might mean to you is to walk into a building, knowing that there are guards and CCTV cameras. Cyberspace can be that way on the condition that you access only safe websites.

Many tutorials about how to check if a site is safe might be too complicated for you. This one is simple and easy to understand. You take the security issue seriously, and finding out if a website is safe should not be so difficult as learning so many new terms and taking a lot of steps. With this tutorial, you’ll be able to learn how to find out if a website has integrated secure payment systems.

You can step into a safe place in cyberspace.

There is this site registered as a money service business. You can have the peace of mind that your payment transactions are going to be fine. You don’t have to do the checking, but if you want to, here are the things to do:

That tiny padlock

Look for the padlock icon. This little icon is located in the URL bar. The icon shows that the website is secure. It holds the information for the Secure Sockets Layer (SSL) certificate.

View the certificate. The SSL certificate is the standard cybersecurity tool for establishing an encrypted line of communication between the client and the server. To check, click on the icon, and when the dialog box opens, you can immediately see if the certificate is valid or not.

See the details. To take the investigation of the site’s security a step further, click on the word “Certificate” to open another dialog box. There are three tabs. You can click on the “Details” tab to view the encryption method, serial number, and more.

Data is encrypted. Encrypted means that the information you store, send, and receive is transformed into secret codes. These codes are undecipherable by those who do not have authorized access.

Check the URL. The website URL which starts with https:// indicates that it has the SSL certificate and is secured.

Check the license. After you get to check if the site with a payment system has a valid SSL certificate, you may want to check for other things to see if it is legitimate. You need to know if it is registered and licensed. Find out by looking around the website.
About encrypted data

The reason why data should be encrypted is that the ‘message’ for a payment transaction might be hacked by those evil elements online. If that happens, the funds can be diverted into their accounts. This security measure is standard. If the website has a valid SSL certificate, it follows that their app also ‘communicates’ via secret code.

Check before you proceed

Cyberspace can be safer for anyone if they don’t fall into traps set by those scammers. Your information has to be kept private, such as not sharing your password with anyone. It is possible to keep your funds safe by only using a reliable money service. It might be tempting to make payments for purchases on many different websites, so it’s a good idea to take a minute or two to check that little padlock before you proceed.